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Image Courtesy: www.pixabay.com
You are viewing rates from banks across Los Angeles
Below are the best three-month CD Rates from banks in Los Angeles, California . Three-month CD rates are generally the shortest term offered by banks and come with the lowest interest rates. You may want to consider opening a 3-month CD if they the rates are comparable to a savings and money market account, you don’t need the money for the time period, and you feel that savings rates will drop.
Los Angeles, CA - August 2, 2025
CD National Average : 2.21% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
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3.05% |
$1,000 |
23.30 |
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Rate History: 4.59% → 3.05% |
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2.90% |
$20,000 |
13.48 |
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Rate History: 2.40% → 2.90% |
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Tina | Aug 16, 2022 good customer service and always give me new information about CD rates. They have 2.3% now. Read More |
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2.27% |
$50,000 |
10.69 |
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Geoffrey Christopher 1 | Nov 12, 2023 Finworth looks legit, but their online disclosures and incomplete and you cannot reach them by phone and they don't respond to inquiries. I am moving along and you should too. Read More |
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2.25% |
$10,000 |
23.27 |
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Rate History: 2.00% → 4.25% → 4.00% → 3.50% → 2.25% |
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Hayley7788d@outlook.com | Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More |
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1.20% |
$1,000 |
13.07 |
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0.20% |
$1,000 |
- |
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wertlkgt | Mar 28, 2022 Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More |
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|
0.10% |
$1,000 |
6.53 |
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0.05% |
$1,000 |
23.29 |
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Rate History: 1.00% → 0.05% |
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0.05% |
$0 |
23.27 |
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Azoic | Feb 25, 2022 I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More |
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| Branch | Street | City | State |
|---|---|---|---|
|
Zions Bank Woodland Hills Branch |
21800 Burbank Boulevard, Suite 160 | Woodland Hills | CA |
|
EverTrust Bank Evertrust Bank Branch |
2 North Lake Ave., Suite 1030 | Pasadena | CA |
|
Finworth, a division of InsBank Century City Loan Production Office Branch |
1999 Avenue Of The Stars, Suite 1100 | Century City | CA |
|
JPMorgan Chase Bank, National Association Ventura Woodland Hills Branch |
22001 Ventura Boulevard | Woodland Hills | CA |
|
Bank of Whittier, National Association Bank Of Whittier, National Association Branch |
15141 East Whittier Boulevard | Whittier | CA |
|
OneUnited Bank Ladera Heights Branch |
6810 La Tijera Boulevard | Los Angeles | CA |
|
First Bank Woodland Hills Branch |
21757 Erwin Street | Woodland Hills | CA |
|
Citibank, National Association Woodland Hills Branch |
22000 Ventura Boulevard | Woodland Hills | CA |
BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
3 Month Certificates of Deposit offered by local banks are often the shortest term offered. Three month certificates of deposit rates underperform the returns on savings and money market accounts and have for some time. As a result, savers may find savings and money market accounts to offer a higher yield and more flexibility than a three year CD.
Any certificate of deposit will bear substantial penalties for early withdrawal, if it is even allowed. As a result of the penalty, depositors who might need to withdraw from short term CDs early will ordinary lose some of their principal. Under no circumstances should depositors open a 3 month CD if they think that there is any chance that they will need to access the money in less than 3 months.
While online banks often offer better rates on short term CDs, local banks are provide the convenience of walking into a branch to open a CD, deposit funds, or withdraw the CD when it matures. In addition, a CD is often an entree into a broader relationship with a financial institution which may become important if the depositor wishes to borrow money.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
Use or Change these Amounts And Rates